Information needed by Capital One to apply and verify for your Capital One credit card.
So, you are planning to get a credit card for yourself. But, there are so many options to choose from that sometimes it might just get confusing. Not to worry, Capital One is among the many companies that provide credit cards. What makes it a go-to option is the time they have been in the finance industry helping customers along with their exciting offers and benefits on credit cards. If you are going to get a Capital One credit card you need to apply first and for that here are some important details for you to consider.
- Full Name
- Social security number
- Date of birth (DOB)
- Details about your income i.e gross/net annual income.
- If you have a savings or a checking account you’ll need to provide the details of the same.
- Valid proof of address including post office number
Can you add an authorized user of your acquaintance to the card?
As a matter of fact, you can. Capital One has availed its options to allow customers to add members on their cards. But there are certain terms and conditions attached to it. Well, to start with you have to have the card with you. In other words, if you haven’t received the card yet, you might not be able to add a user. Plus, you should also be the primary and secondary cardholder. Finally, with the power of attorney to yourself, you can add any user. To do so, call up the customer care center of Capital One or simply visit the website. Either way, you’ll be informed about the stores you need to take to add a use one of them being your verification. So make sure you have l your documents ready.
How can you check your credit card application status at Capital One?
Checking your credit card application status is the next step after you have applied. Well, in all the cases Capital One calls up its applicants with a minute and inform them about their credit card status.
But there can be chances that you miss the call, but you don’t need to worry. Call on
1-800-903-9177 anytime and get the confirmation you need. If all is ok your card should be with you within 7-10 working days should receive your card within 7-10 working days.
In other cases where customers have applied for a Mastercard the card, they had to pay a certain minimum fee before the card is shipped.
Can I know how my payments are applied?
Capital One applies for your credit card payment very systematically. The payment is first applied to the lowest APR followed by the balance with the highest APR.
What can you do if your request has not been accepted and your secure letter is inaccessible? There can be many reasons why your application is rejected. In cases where this happens, the company calls up the applicant and inform them about the reason. They also send out a secure letter. But if you haven’t received the same, call up on 1-800-903-9177 for queries.